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Breaking News

Scammers Cost Victims $3,690 a Call โ€” Here’s the Best AI App for Blocking Scam Calls and Texts

How Does AI Detect Financial Fraud in 2026? 5 Powerful Ways

Best Virtual Cards for Freelancers With Cashback

Virtual Cards for Freelancers: Take Control of Every Business Expense

Sole Proprietor vs LLC Bank Accounts: The Hidden Risk Most Freelancers Ignore

Scammers Cost Victims $3,690 a Call โ€” Here’s the Best AI App for Blocking Scam Calls and Texts
  • AI Fraud Detection

Scammers Cost Victims $3,690 a Call โ€” Here’s the Best AI App for Blocking Scam Calls and Texts

  • Marcus Delray
  • June 9, 2026
  • 0
  • AI Fraud Detection

How Does AI Detect Financial Fraud in 2026? 5 Powerful Ways

  • Marcus Delray
  • June 7, 2026
  • 0
  • Freelance Banking

Best Virtual Cards for Freelancers With Cashback

  • James Whitfield
  • June 5, 2026
  • 0
  • Freelance Banking

Virtual Cards for Freelancers: Take Control of Every Business Expense

  • James Whitfield
  • June 3, 2026
  • 0
  • Freelance Banking

Sole Proprietor vs LLC Bank Accounts: The Hidden Risk Most Freelancers Ignore

  • James Whitfield
  • June 1, 2026
  • 0
  • Freelance Banking

Step-by-Step Checklist: Documents Needed to Open Business Bank Account

  • James Whitfield
  • May 30, 2026
  • 0
  • Freelance Banking

Tired of Manual Bookkeeping? Best Banking Apps That Sync With QuickBooks, Xero, and Bookkeeping Tech

  • James Whitfield
  • May 28, 2026
  • 0
  • Freelance Banking

Stop Fearing Tax Season: How to Automate Quarterly Freelance Tax Savings on Autopilot

  • James Whitfield
  • May 26, 2026
  • 0
  • Freelance Banking

Stop Losing Hundreds Per Invoice: The Freelancer’s Guide to Keeping More of Every International Payment

  • James Whitfield
  • May 24, 2026
  • 0
  • Freelance Banking

The $480 Blindspot: The Best Free Business Bank Accounts for Freelancers Who Are Tired of Fake Fees

  • James Whitfield
  • May 22, 2026
  • 0
  • Freelance Banking

Top 5 Freelance Banking Apps with Invoicing to Stop the Chase

  • Marcus Delray
  • May 20, 2026
  • 0
  • Freelance Banking

Freelancer Bank Account vs Personal Account: Why Commingling Costs You Money

  • Marcus Delray
  • May 18, 2026
  • 0
  • Freelance Banking

Best Digital Banking Apps for Freelancers: Top 10 Picks

  • Marcus Delray
  • May 16, 2026
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  • AIFinOps

Stop the Steal: How AI Detects Fraud Before You Even See a Charge

  • Marcus Delray
  • May 14, 2026
  • 0

Artificial Intelligence

Connecting the Dots: Integrating AI Forecasting with Your ERP (NetSuite, Sage, QuickBooks)
  • AI
  • Corporate
  • Finance

Connecting the Dots: Integrating AI Forecasting with Your ERP (NetSuite, Sage, QuickBooks)

  • Marcus Delray
  • May 2, 2026
  • 0
Predicting Late Payments: Using AI Pattern Recognition to Fix Accounts Receivable
  • AI
  • Finance
  • Fintech

Predicting Late Payments: Using AI Pattern Recognition to Fix Accounts Receivable

  • Marcus Delray
  • April 30, 2026
  • 0
Agentic AI in Treasury Management: The Tool Saving CFOs From Cash Crunches

Agentic AI in Treasury Management: The Tool Saving CFOs From Cash Crunches

  • Marcus Delray
  • April 28, 2026
  • 0
AI Cash Flow Forecasting for SaaS Startups. Fix the Runway Blind Spot

AI Cash Flow Forecasting for SaaS Startups. Fix the Runway Blind Spot

  • Marcus Delray
  • April 26, 2026
  • 0
How to Automate a 13-Week Cash Flow Forecast with AI: A Step-by-Step Guide

How to Automate a 13-Week Cash Flow Forecast with AI: A Step-by-Step Guide

  • Marcus Delray
  • April 24, 2026
  • 0
Best Robo Advisors in 2026: Which AI Investing Platforms Actually Beat the Market

Best Robo Advisors in 2026: Which AI Investing Platforms Actually Beat the Market

  • Marcus Delray
  • April 14, 2026

Business

Real-world asset tokenization examples: what’s already live in 2026
  • Blockchain
  • Business
  • Fintech

Real-world asset tokenization examples: what’s already live in 2026

  • Marcus Delray
  • April 20, 2026
  • 0
Best Robo Advisors in 2026: Which AI Investing Platforms Actually Beat the Market
  • AI
  • Business
  • Business Tools
  • Corporate
  • Finance
  • Fintech
  • Technology

Best Robo Advisors in 2026: Which AI Investing Platforms Actually Beat the Market

  • Marcus Delray
  • April 14, 2026
AI Loan Approval: How Lenders Now Decide Who Gets Approved
  • AI
  • Business
  • Corporate
  • Finance
  • Fintech

AI Loan Approval: How Lenders Now Decide Who Gets Approved

  • Marcus Delray
  • April 12, 2026
AI Financial Modeling: The 1 Structural Shift Founders Are Using to Leave Old Spreadsheets Behind
  • Finance
  • AI
  • Business
  • Corporate
  • Fintech

AI Financial Modeling: The 1 Structural Shift Founders Are Using to Leave Old Spreadsheets Behind

  • Marcus Delray
  • March 23, 2026
The Best AI Tax Planning Tools That Find Deductions You Missed
  • Business
  • AI
  • Business Tools
  • Finance

The Best AI Tax Planning Tools That Find Deductions You Missed

  • Marcus Delray
  • March 21, 2026
The AI Cash Flow Forecasting Strategy Separating Winners From Broken Businesses
  • Business
  • AI
  • Finance

The AI Cash Flow Forecasting Strategy Separating Winners From Broken Businesses

  • Marcus Delray
  • March 19, 2026

Finance

Connecting the Dots: Integrating AI Forecasting with Your ERP (NetSuite, Sage, QuickBooks)

Connecting the Dots: Integrating AI Forecasting with Your ERP (NetSuite, Sage, QuickBooks)

  • Marcus Delray
  • May 2, 2026
  • 0
Predicting Late Payments: Using AI Pattern Recognition to Fix Accounts Receivable

Predicting Late Payments: Using AI Pattern Recognition to Fix Accounts Receivable

  • Marcus Delray
  • April 30, 2026
  • 0
Agentic AI in Treasury Management: The Tool Saving CFOs From Cash Crunches

Agentic AI in Treasury Management: The Tool Saving CFOs From Cash Crunches

  • Marcus Delray
  • April 28, 2026
  • 0
AI Cash Flow Forecasting for SaaS Startups. Fix the Runway Blind Spot

AI Cash Flow Forecasting for SaaS Startups. Fix the Runway Blind Spot

  • Marcus Delray
  • April 26, 2026
  • 0
How to Audit a Smart Contract (Without Being a Developer)

How to Audit a Smart Contract (Without Being a Developer)

  • Marcus Delray
  • April 18, 2026
What Is DeFi? A Beginner’s Complete Guide to Decentralized Finance

What Is DeFi? A Beginner’s Complete Guide to Decentralized Finance

  • Marcus Delray
  • April 16, 2026

Corporate

Connecting the Dots: Integrating AI Forecasting with Your ERP (NetSuite, Sage, QuickBooks)
  • AI
  • Corporate
  • Finance

Connecting the Dots: Integrating AI Forecasting with Your ERP (NetSuite, Sage, QuickBooks)

  • Marcus Delray
  • May 2, 2026
  • 0
The Ultimate Guide to AI Cash Flow Forecasting: Transforming Treasury for 2026
  • Blockchain
  • Corporate
  • Fintech

The Ultimate Guide to AI Cash Flow Forecasting: Transforming Treasury for 2026

  • Marcus Delray
  • April 22, 2026
  • 0
Best Robo Advisors in 2026: Which AI Investing Platforms Actually Beat the Market

Best Robo Advisors in 2026: Which AI Investing Platforms Actually Beat the Market

  • Marcus Delray
  • April 14, 2026
AI Loan Approval: How Lenders Now Decide Who Gets Approved

AI Loan Approval: How Lenders Now Decide Who Gets Approved

  • Marcus Delray
  • April 12, 2026
AI Financial Modeling: The 1 Structural Shift Founders Are Using to Leave Old Spreadsheets Behind

AI Financial Modeling: The 1 Structural Shift Founders Are Using to Leave Old Spreadsheets Behind

  • Marcus Delray
  • March 23, 2026
Exposing the 40% Blindspot: How to Deploy AI for Regulatory Compliance

Exposing the 40% Blindspot: How to Deploy AI for Regulatory Compliance

  • Marcus Delray
  • March 12, 2026

Blockchain

  • AI
  • Blockchain
  • Fintech

How to Automate a 13-Week Cash Flow Forecast with AI: A Step-by-Step Guide

  • Marcus Delray
  • April 24, 2026
  • 0
  • Blockchain
  • Corporate
  • Fintech

The Ultimate Guide to AI Cash Flow Forecasting: Transforming Treasury for 2026

  • Marcus Delray
  • April 22, 2026
  • 0
  • Blockchain
  • Business
  • Fintech

Real-world asset tokenization examples: what’s already live in 2026

  • Marcus Delray
  • April 20, 2026
  • 0
  • Blockchain
  • Finance
  • Fintech

How to Audit a Smart Contract (Without Being a Developer)

  • Marcus Delray
  • April 18, 2026

Technology

Best Robo Advisors in 2026: Which AI Investing Platforms Actually Beat the Market
  • AI
  • Business
  • Business Tools
  • Corporate
  • Finance
  • Fintech
  • Technology

Best Robo Advisors in 2026: Which AI Investing Platforms Actually Beat the Market

Last Updated: April 2026 Marcus had $8,000 doing nothing. Two years of nothing. Not broke.

  • Marcus Delray
  • April 14, 2026
YNAB vs Copilot Money vs Monarch: Which AI Budgeting App Actually Stops You Overspending?

YNAB vs Copilot Money vs Monarch: Which AI Budgeting App Actually Stops You Overspending?

  • Marcus Delray
  • April 10, 2026
Buy Now, Pay Later & AI: How Algorithms Decide If You’re Creditworthy in Under 3 Seconds

Buy Now, Pay Later & AI: How Algorithms Decide If You’re Creditworthy in Under 3 Seconds

  • Marcus Delray
  • March 7, 2026
QuickBooks Online vs Desktop: The Brutal Risk of Sticking with Desktop Past the 2026 Cutoff

QuickBooks Online vs Desktop: The Brutal Risk of Sticking with Desktop Past the 2026 Cutoff

  • Marcus Delray
  • February 10, 2026
How to Switch from Excel to QuickBooks โ€” A Complete Guide (2026)

How to Switch from Excel to QuickBooks โ€” A Complete Guide (2026)

  • Marcus Delray
  • February 7, 2026

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Marcus Delray

Marcus Delray

Fintech Analyst & AI Finance Researcher | Founder, Tech Capital Hub | Helping Startups &

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marcus_delray
marcus_delray Marcus Delray @marcus_delray ·
12h

Your "verified" caller ID is lying to you.

43% of spam calls now carry the highest STIR/SHAKEN trust label.

Same green check as your bank.

Americans lost $12.5B to fraud in 2024, up 25% YoY.

The average robocall victim: $3,690 gone.

Here's why blocklists can't save you ๐Ÿ‘‡

Reply on Twitter 2078065497078169956 Retweet on Twitter 2078065497078169956 Like on Twitter 2078065497078169956 X 2078065497078169956
marcus_delray Marcus Delray @marcus_delray ·
16 Jul

Your bank stopped a fraud attempt before you blinked. ๐Ÿง โšก

In 2026, AI doesn't investigate fraud after the fact โ€” it scores risk in milliseconds and blocks it before it clears.

Here's how it actually works ๐Ÿงต #AIFraud #FraudDetection

Reply on Twitter 2077592060132045024 Retweet on Twitter 2077592060132045024 Like on Twitter 2077592060132045024 X 2077592060132045024
marcus_delray Marcus Delray @marcus_delray ·
14 Jul

Everyone's using the same stock screeners in 2026.

Finviz. Yahoo Finance. The free filters.

The problem? Millions pull the identical lists every morning. That's not an edge โ€” it's noise.

AI stock screeners changed that.

Here are 7 tools finding winners first ๐Ÿงต

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marcus_delray Marcus Delray @marcus_delray ·
11 Jul

Profitable on paper. Broke in the bank.

That gap kills more SaaS startups than weak demand ever will. 82% of business failures trace back to cash flow, not bad products.

Most founders find out two weeks too late.

Here's why ๐Ÿ‘‡

#SaaS #CashFlow #AIFinance

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Fintech

Predicting Late Payments: Using AI Pattern Recognition to Fix Accounts Receivable
  • AI
  • Finance
  • Fintech

Predicting Late Payments: Using AI Pattern Recognition to Fix Accounts Receivable

  • Marcus Delray
  • April 30, 2026
  • 0
AI Cash Flow Forecasting for SaaS Startups. Fix the Runway Blind Spot
  • AI
  • Finance
  • Fintech

AI Cash Flow Forecasting for SaaS Startups. Fix the Runway Blind Spot

  • Marcus Delray
  • April 26, 2026
  • 0
How to Automate a 13-Week Cash Flow Forecast with AI: A Step-by-Step Guide
  • AI
  • Blockchain
  • Fintech

How to Automate a 13-Week Cash Flow Forecast with AI: A Step-by-Step Guide

  • Marcus Delray
  • April 24, 2026
  • 0
The Ultimate Guide to AI Cash Flow Forecasting: Transforming Treasury for 2026
  • Blockchain
  • Corporate
  • Fintech

The Ultimate Guide to AI Cash Flow Forecasting: Transforming Treasury for 2026

  • Marcus Delray
  • April 22, 2026
  • 0
Real-world asset tokenization examples: what’s already live in 2026
  • Blockchain
  • Business
  • Fintech

Real-world asset tokenization examples: what’s already live in 2026

  • Marcus Delray
  • April 20, 2026
  • 0
How to Audit a Smart Contract (Without Being a Developer)
  • Blockchain
  • Finance
  • Fintech

How to Audit a Smart Contract (Without Being a Developer)

  • Marcus Delray
  • April 18, 2026

Technology

Best Robo Advisors in 2026: Which AI Investing Platforms Actually Beat the Market
  • AI
  • Business
  • Business Tools
  • Corporate
  • Finance
  • Fintech
  • Technology

Best Robo Advisors in 2026: Which AI Investing Platforms Actually Beat the Market

  • Marcus Delray
  • April 14, 2026
YNAB vs Copilot Money vs Monarch: Which AI Budgeting App Actually Stops You Overspending?
  • AI
  • Finance
  • Fintech
  • Technology

YNAB vs Copilot Money vs Monarch: Which AI Budgeting App Actually Stops You Overspending?

  • Marcus Delray
  • April 10, 2026
Buy Now, Pay Later & AI: How Algorithms Decide If You’re Creditworthy in Under 3 Seconds

Buy Now, Pay Later & AI: How Algorithms Decide If You’re Creditworthy in Under 3 Seconds

  • Marcus Delray
  • March 7, 2026
QuickBooks Online vs Desktop: The Brutal Risk of Sticking with Desktop Past the 2026 Cutoff

QuickBooks Online vs Desktop: The Brutal Risk of Sticking with Desktop Past the 2026 Cutoff

  • Marcus Delray
  • February 10, 2026
How to Switch from Excel to QuickBooks โ€” A Complete Guide (2026)

How to Switch from Excel to QuickBooks โ€” A Complete Guide (2026)

  • Marcus Delray
  • February 7, 2026
The Honest QuickBooks Payroll Review: Is It Just an Expensive Trap in 2026?

The Honest QuickBooks Payroll Review: Is It Just an Expensive Trap in 2026?

  • Marcus Delray
  • February 5, 2026

Recent post

Scammers Cost Victims $3,690 a Call โ€” Here’s the Best AI App for Blocking Scam Calls and Texts

Scammers Cost Victims $3,690 a Call โ€” Here’s the Best AI App for Blocking Scam Calls and Texts

  • June 9, 2026
How Does AI Detect Financial Fraud in 2026? 5 Powerful Ways

How Does AI Detect Financial Fraud in 2026? 5 Powerful Ways

  • June 7, 2026
Best Virtual Cards for Freelancers With Cashback

Best Virtual Cards for Freelancers With Cashback

  • June 5, 2026

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The content on Tech Capital Hub is for informational and educational purposes only and does not constitute financial, investment, legal, or tax advice. Always consult a qualified financial professional before making any financial decisions. Tech Capital Hub and its authors are not liable for any losses or damages resulting from reliance on information published on this site.

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